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Contents
General information
- What Medicare provides
- When you are a private patient in a hospital
- What private health insurance covers
- Your options as a privately insured patient
- Health insurer arrangements to cover gap
Surcharges and incentives
- Lifetime Health Cover
- Private Health Insurance Rebate
- Medicare Levy Surcharge (MLS)
About private health insurance
- Insured Groups
- Standard waiting periods for pre-existing ailment/s or illnesses
- Definition of pre-existing ailment
- Waiting periods
- Waiting periods for new-borns
- Transferring between insurers
- Suspending your membership
- Standard information statements
- Keeping insured people up to date
- Paying your contributions
- Paying in advance
- Discounts on premiums
- Unpaid contributions
- Cancelling your membership
- Benefits you will receive
- your benefit options as a privately insured patient
- Ineligible claims
- Prostheses
- Private Patients' Hospital Charter
- Private Health Insurance Complaints Ombudsman
Types of private health insurance cover
- Hospital Cover
- Exclusionary Cover
- Front End Deductible or Excess
- Co-payments
- Restricted Benefits
- Benefit Limitation Period
- Public Hospital
- Hospital-Substitute Treatment
- General Cover (previously known as ancillary or extras cover)
- Packaged Products