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Industry Statistics |
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Topics in this section Statistical Trends in Membership and Benefits Annual Report - Operations of the Private Health Insurers
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Quarterly StatisticsReturn to Quarterly Statistics Contents Page IntroductionThis quarterly PHIAC publication, for the September 2008 quarter, shows the number of policies and insured persons covered by private health insurance for hospital treatment and general treatment and the proportion of the population these insured persons represent. Also in this publication are graphs and notes about the statistics. The StatisticsHospital Treatment adjusted for Gold Card: PHIAC compiles Hospital Treatment coverage statistics, adjusted for Department of Veterans Affairs Gold Card. Those persons are unlikely to also hold private health insurance and the Australian population base eligible to take out private health insurance has been adjusted accordingly. This table shows that after the adjustment is applied, 45.2% of the population had private hospital cover at 30 September 2008.
Hospital Treatment: At 30 September 2008, 9,602,372 persons were covered by Hospital Treatment cover. There was an increase in the percentage of the population covered, compared to the June 2008 quarter, of 0.1 percentage points.
There was an increase in coverage of 68,393 insured persons in the September 2008 quarter. Insured persons have increased every quarter since mid 2005. There was an increase of 15,877 single policies and an increase of 14,654 family policies during the quarter. There was a net increase of 30,531 hospital policies. General Treatment: Changes in coverage of General Treatment should be viewed with caution. In the June 2007 quarter there was a break in the series with a change in classification of policies as a result of the Private Health Insurance Act 2007. In many cases policies previously classified as hospital treatment only policies have been reclassified as combined hospital treatment and general treatment policies. This reclassification caused an artificial increase in policies that include general treatment in the June and December 2007 quarters. At 30 September 2008, 10,942,970 persons, 51.0% of the population, had some form general treatment coverage, including coverage for CDMP, hospital substitute and ambulance only. Included in this publication are data and graphs showing the age distribution of insured persons with General Treatment cover. The distribution of these insured persons is similar to the distribution of insured persons with Hospital Treatment cover. Age Distribution: In the September 2008 quarter the largest increases were for insured persons aged 20 to 24 and 60 to 69. There were increases in all age groups except for a small decrease of 59 in insured persons aged 90 to 94. Lifetime Health Cover: The majority of adults with hospital cover (90.0%) have a certified age of entry of 30, with no penalty loading. However, the proportion of adults with hospital cover paying a loading has increased every quarter since the introduction of Lifetime Health Cover. At the end of the September 2008 quarter the percentage of adults paying a loading was 10.0%. At 30 September 2008 there were 692,976 persons with a certified age of entry more than 30 and subject to the Lifetime Health Cover loading; a net increase in persons paying a penalty over the year of 126,062. There was a net increase in persons with a certified age of entry of 30 (with no penalty) over the year of 101,901. Please contact PHIAC if you have any questions about these statistics. Contact Officer:
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Last modified: 14 November, 2008 |